In case your credit has endured a large hit in the previous couple of years, understand that you are not by yourself. While there is no magic treatment for a poor credit score, there are steps that you can take to reconstruct it over time. Follow the advice set out here and you will be well in your way to the best score.
Control yourself from trying to get too many credit cards. You might find it challenging to keep an eye on them, when you own too many cards. In addition, you run the risk of overspending. Modest fees on each card may soon add up to a big indebtedness by the end of the month. You really just want a few demand cards, from major companies, for most purchases.
Appear at the credit credit card accounts you have over 50% of the credit limit with a balance. You always wont to be below 35%. So pay them down! Never "max out" a credit card. Your credit score will drop because you have too much unsecured personal debt.
Ensure you diversify the types of trade lines you have on your
